solution

a. The number of miles the insured drives each year.

b. The geographic location of the insured.

C. The type of vehicle insured.

d. The gender of the insured.

27. What MUST a licensee do in order to surrender for cancellation license in their possession?

a. Notify any insurer the agent has transacted business within writing at least 60 day prior to the effective date of the termination.

b. Destroy the original and advise the Commissioner’s office.

C. Deliver the document itself to the Commissioner’s office.

d. Send a text message to the Department of Insurance.

28. An earthquake ruptures a gas line causing a fire resulting in fire damage to the ceiling of the dwelling and to the clothes dryer. Which portion of this loss is covered by an unendorsed homeowners policy?

a. Only the ceiling.

b. Only the clothes dryer.

C. Both the ceiling and the clothes dryer.

d. There is no coverage for either the ceiling or clothes dryer.