solution
18. Which of the following is considered an intentional tort?
a. Unauthorized release of confidential information.
b. Ownership of a pet rattlesnake.
C. Blasting operations.
d. An automobile accident.
19. A standard mortgage clause in a property insurance policy
a. Is a valuation clause that is inserted into the policy.
b. States that loss payments on mortgaged property will be made only in the name of the mortgage holder.
C. State that a denial of a claim to the insured, that results from the failure of the insured to comply with terms of the insurance policy, shall not deny a claim to the mortgagee.
d. Requires the mortgagee to pay the premium.
20. Which of the following collapse losses would be covered under a HO-3?
a. Weight of contents.
b. Known insect damage.
C. Earth movement from a volcanic eruption.
d. Defective workmanship completed 2 years ago.
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